Five Smart Moves to Make Before January 2026

The new year is right around the corner, and tax season will be here before you know it. The good news? A little preparation now can save you the headache, and money, later on. Here are five smart moves to make before January that will set you up for a smooth, successful tax season.

1. Review your income and withholdings

• Check you latest pay stub and compare it to your expected tax liability
• Adjust withholdings if you’ve had major life changes (e.g., marriage, new job, side income)

2. Organize your financial records

• Begin gathering W-2s, 1099s, and expense receipts
• Create a digital folder labeled “2025 Taxes” for easy access

3. Max out retirement contributions

• Contributions to IRAs and 401(k)s can reduce taxable income
• Know the deadlines and limits for 2025

4. Make last-minute charitable donations

• Donations made before December 31st can count toward this year’s deductions
• Keep receipts for all contributions

5. Schedule you tax consultation

• Early planning means fewer surprises and more opportunities for savings
• Acustrat Tax offers personalized strategies to maximize your refund and minimize stress, and headaches

Need a Trusted Partner?

Don’t wait until April to think about taxes. Start now, and make this your easiest, and most rewarding, tax season yet. Schedule your consultation with Acustrat Tax today!